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What does it all mean? Remortgage – Switching your existing mortgage to a new …

What does it all mean? 🤯 Remortgage – Switching your existing mortgage to a new deal secured on the same property. For example to take advantage of a better rate with a different lender. SVR (Standard Variable Rate) – The interest rate that will apply after your promotional rate ends, if you do not remortgage. ERC (Early Repayment Charge) – Fee charged by a lender if you switch within the ERC period, which is usually the end of a promotional rate. LTV (Loan to Value) – Ratio between proposed loan and the value* of the property. For example a £60,000 mortgage on a £100,000 property is a 60% LTV. The more equity you have the lower the LTV and the more competitive rates you qualify for. (*based on the lenders valuation)



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Website Updates

Website Updates

Hi Everyone,
Whilst the majority of us are having to work from home due to COVID-19 let’s use this opportunity to get your personal or business website updated, refreshed or renewed. Including adding social media buttons.
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