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What does it all mean? Remortgage – Switching your existing mortgage to a new d…

by | Dec 7, 2023 | S A Computers

What does it all mean? 🤯 Remortgage – Switching your existing mortgage to a new deal secured on the same property. For example to take advantage of a better rate with a different lender. SVR (Standard Variable Rate) – The interest rate that will apply after your promotional rate ends, if you do not remortgage. ERC (Early Repayment Charge) – Fee charged by a lender if you switch within the ERC period, which is usually the end of a promotional rate. LTV (Loan to Value) – Ratio between proposed loan and the value* of the property. For example a £60,000 mortgage on a £100,000 property is a 60% LTV. The more equity you have the lower the LTV and the more competitive rates you qualify for. (*based on the lenders valuation)



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The iPhone 8 may feature an IP68 water resistance rating, an improvement over th…

by | Sep 22, 2022 | S A Computers

The iPhone 8 may feature an IP68 water resistance rating, an improvement over the IP67 certification earned by the iPhone 7 and the iPhone 7 Plus. Like the Galaxy S7, which is also IP68 certified, the iPhone 8 might be able to withstand 1.5 meters of water for up to 30 minutes while also offering full dust protection.

That means it will continue to hold up to splashes and brief immersion in water, but customers should still make an effort to avoid water as Apple’s iPhone 7 warranty does not cover water damage and it’s likely the iPhone 8 warranty will also exclude water damage.



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